• Qualified Plans Give Your Retirement Savings Asset Protection from Creditors

    Updated: 2012-06-30 12:21:25
    One benefit that your qualified plans (protected by ERISA) give you is a certain amount of protection from creditors for your retirement savings. The government created the tax deductable and tax-deferred attributes of qualified plans as an incentive for people to save for their retirement years. Protection of these retirement accounts from creditors is also a benefit - and one [...]

  • How to Allocate Retirement Savings for Safety

    Updated: 2012-06-30 12:16:44
    If you're nearing retirement, stick to your retirement savings plan. And that includes timely investment allocation to help assure you achieve your goals. Don't let what happened to Joe and Jane happen to you. Joe and Jane both saved well during their working life. They had created a business together, eliminated all their debt, and managed to build up $750,000 [...]

  • Advocating for the Human Rights of Older Persons

    Updated: 2012-06-29 19:25:37
    On Thursday, July 26, 2012 the Economic and Social Council (ECOSOC) will continue considering the social and human rights questions on how to engage more constructive participation by Member States during their meeting in New York. From 23-27 July, 2012 ECOSOC’s primary focus of the General Segment will be to discuss the state of world affairs [...]

  • A Retirement Income Tax Savings from Low-Taxed Dividends

    Updated: 2012-06-29 01:31:40
    Income from financial savings help retired persons fill out their retirement income needs. Typically, the well-to-do have chosen municipal bonds for their tax-free income. However because of their tax-free condition, municipal bonds usually pay a substantially reduced rate of interest than ?taxable? corporate bonds. However whether well-to-do or not, all retired persons need tax savings. Other income-based investments are generally [...]

  • Don’t Make These Retirement Planning Mistakes

    Updated: 2012-06-28 11:43:46
    While many Americans have spent years on their retirement planning, a great many of them have made a basic discovery once they reach that plateau; namely, that there are some issues that simple math and time will not necessarily resolve. If you are at or near retirement age, here are several common mistakes that you can plan now to avoid. [...]

  • Ask A Lawyer: Medicare and Social Security Disability

    Updated: 2012-06-27 23:53:37
    : Social Security Disability Law Home About Us Contact Us Meet Our Attorneys How Much Do We Charge What cases do we take What Have Clients Said About Us Disclaimer Free eBooks Applying for Social Security Benefits Ten Rules for Dealing with Social Security Social Security Benefits After You've Been Approved Medicare Medicaid Applying for Benefits Children's SSI SSDI SSI FREE eBooks Hearings Appeals Appeals Council Federal Court Hearings Medical Issues Medical Conditions Other Types of Disability Benefits Subscribe Ask A Lawyer : Medicare and Social Security Disability by Spencer Spencer on June 27, 2012 : Q Is there a way that Medicare should be picking up medical bills from the time an application is sent for review to the time one can be approved for Medicare : A Once you are approved

  • Critical Ages in Your Retirement Planning

    Updated: 2012-06-27 22:39:15
    Retirement planning involves years of savings to accumulate benefits to use throughout your retirement years. The government promotes tax advantaged retirement savings for both companies and individuals; but it has rules you must follow. It prescribes key retirement age "checkpoints" - to frustrate early use of those savings and then forces their use in retirement. Its Social Security and Medicare [...]

  • Watch Out for Retirement Plan Penalties and Taxes When You Withdraw

    Updated: 2012-06-26 23:40:25
    If you planned to retire in 5 years, but have hit hard times, you may be tempted to dip into one of your retirement funds. Don't unduly damage your retirement plan by randomly grabbing a distribution. Qualified retirement plans such as the 401(k), 403(b), 457, and an IRAs offer tax-deferred compounding of your savings which helps them grow faster than [...]

  • Social Security and Kaiser Permanente Begin Partnership to Speed Up Social Security Disability Decisions

    Updated: 2012-06-26 21:22:45
    The Social Security Administration announced on June 25, 2012 that Kaiser Permanente, one of the nation’s largest healthcare providers, will electronically transmit complete medical records for its patients to the Social Security Administration with the appropriate consent. Social Security requests about 70,000 patient files from Kaiser Permanente each year so this seamless new system will [...]

  • Free Ebooks for Seniors

    Updated: 2012-06-26 01:33:14
    There is a new program offering free ebooks for seniors. Once a month FREE ebooks will be donated to seniors through Amazon.com. There are no gimmicks, fees, or hidden costs. We promise. And participating is simple. Just go to www.novelseniors.com and sign up for the newsletter which simply highlights the upcoming books. Once you’re on [...]

  • Create a Private Foundation as Your Heritage

    Updated: 2012-06-25 17:10:00
    If you would like to spend money and time furthering worthy causes think about building a personal foundation . Private foundations may allow you to manage your gifts, save tax, and impart your values to future generations. A rule of thumb suggests a foundation needs to have an annual minimum of approximately $25,000 - from endowments, annual contributions or both [...]

  • SSA Puts the Kaibosh on Internet Searching

    Updated: 2012-06-20 18:19:52
    We’ve warned readers about protecting your online profiles on Social Media sites. You could be blindsided by an ALJ who questions you at your hearing about something that appeared on Facebook. It has already happened to some claimants. Even federal courts have cited internet-information that it found about a plaintiff in a Social Security appeal [...]

  • Michigan Court Affirms Social Security Disability Judge's Decision to Discredit Doctor's Opinion - Gay v. Commissioner of Social Security

    Updated: 2012-06-20 03:02:07
    . New York Social Security Disability Lawyer Blog Published by New York Social Security Disability and Long Term Disability Attorney Insler Hermann , LLP Home Firm Website About Us Practice Areas Contact Us Previous Home Michigan Court Affirms Social Security Disability Judge's Decision to Discredit Doctor's Opinion Gay v . Commissioner of Social Security June 19, 2012 As experienced Social Security Disability attorneys who have represented clients in New York , New Jersey and Connecticut over a combined 50 years , we know that doctor opinions can go a long way in proving a disability benefits claim . In Gay v . Commissioner of Social Security the District Court for the Eastern District of Michigan explains that as important as doctor opinions are the conclusions in any opinion must be

  • Check Your Social Security Report Online

    Updated: 2012-06-19 00:42:00
    You should check your Social Security report annually to make sure it is free from errors.  One of the more common errors is an incorrect amount of earnings reported in your earnings record.  Since your Social Security is based on your 35 highest earning years you want to make sure that they have all of [...]

  • The Slow Web

    Updated: 2012-06-18 15:25:16
    The Slow Web Jack Cheng maps out a positive vision for a “slow” type of web app: Timely not real-time. Rhythm not random. Moderation not excess. Knowledge not information. These are a few of the many characteristics of the Slow Web. ...

  • Inside Google’s Plan to Build a Catalog of Every Single Thing, Ever

    Updated: 2012-06-18 15:13:01
    Inside Google’s Plan to Build a Catalog of Every Single Thing, Ever Alexis Madrigal at The Atlantic on Google’s Knowledge Graph: This is one of those human knowledge projects that is ridiculous in scope and possibly in impact. And ye...

  • What Should A Social Security Representative Payee Do and Not Do?

    Updated: 2012-06-17 03:09:37
    Sometimes, people who receive Social Security Disability Benefits are not able to handle their own funds. In those cases, the Social Security Administration (SSA) appoints a family member, friend, or another individual or organization to handle their Social Security Disability benefits. Responsibilities of a Representative Payee: Some of the duties of a Representative Payee include: [...]

  • Washington DC Art Exhibit Will Feature Artists With Disabilities

    Updated: 2012-06-08 19:16:46
    Artwork created by students with disabilities from across the United States will be featured in an exhibit in Washington DC this summer. The art exhibit will take place at the Martin Luther King, Jr. Memorial Library in Washington DC and will include works by 102 students — two from each state and Washington DC who [...]

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